Chase Sapphire Cover Turo
It ended up costing 100.
Chase sapphire cover turo. This can save you tons of money in the event of an incident. The chase sapphire reserve provides the best travel protections among chase credit cards. Initiate and complete the entire rental transaction using the covered chase card and decline the rental company s collision damage waiver or loss damage waiver if you have questions about a specific vehicle or rental check with the benefit administrator prior to your travel. This coverage is sometimes called loss damage waiver or ldw.
It s very unlikely that your credit card company provides coverage for damage to a car booked through turo. Chase sapphire reserve cardmembers. Turo has a review and ratings system similar to airbnb. If you call the number on the back of your credit card and find that your card will cover turo rentals that aren t completed through a commercial car rental agency please leave a note in the comments below.
Had i rented with hertz or avis the primary car rental insurance coverage from my chase sapphire preferred card would have kicked in but even after considering that i was better off renting from turo. I did end up having a rock hit the windshield and crack it pretty badly so i was on the hook to get that covered. Join the sapphire reserved facebook group to connect with other cardmembers and share tips on how to make the most of your next getaway. Will the insurance or coverage i have through my credit card cover my turo trip.
So before you rent you can read what others had to say. The chase sapphire reserve car rental insurance serves as primary coverage which means you don t have to involve any other source of insurance before you get the benefits. If you provide a credit card other than the chase sapphire preferred when completing the rental you will forfeit coverage. However since turo is a fairly new model where the cars are not part of a commercial fleet most credit card.
Collision damage waiver cdw covers damage or theft of most rental vehicles up to 75 000. Often your credit card has benefits that cover you in the event of an accident so rental agency coverage is added cost and redundant particularly for cards with primary coverage not secondary like chase sapphire reserve. Keep in mind most rentals on turo have strict limits for mileage. Decline the rental car company s cdw coverage.
So if you re planning to use turo to book a car for a road trip be sure to run the numbers to avoid excess mileage fees. My rental allowed for 150 miles per day.