Chase Sapphire Reserve Apr First Year

The chase sapphire reserve is easily one of the top travel credit cards.

Chase sapphire reserve apr first year. I ve broken down some of the benefits and value i ve received from the chase sapphire reserve over my first year of card membership. By way of comparison the chase sapphire reserve has a minimum credit limit of 5 000 and only 10 of cardholders have credit limits exceeding 20 000. Reports indicate that some chase sapphire reserve cardholders receive initial credit limits between 30 000 and 60 000 but rumors persist of limits as high as half a million dollars. The only catch is the card s 550 annual fee.

Purchase protection eligible purchases made on your chase sapphire reserve card are protected against damage or theft for the first 120 days up to 10 000 per claim 50 000 per year. And earn 5 cash back on grocery store purchases not including target or walmart purchases on up to 12 000 spent in the first year. Is it worth 550 annually. You and your authorized user s will receive at least 12 months of complimentary dashpass for use on both the doordash and caviar applications during the same subscription period based on the first activation date when the subscription is activated with a chase sapphire reserve card by 12 31 2021.

It has the same 1 1 transfer partners as the chase sapphire reserve and a similarly robust sign up bonus. It gives far more rewards than current favorites like the chase sapphire preferred card or the capital one venture rewards credit card. By comparison chase s sapphire preferred card s annual fee is 95 a year waived the first year gives only double points on travel and at restaurants. Otherwise this card is pretty much identical to the chase freedom with the same 200 sign up bonus after you spend 500 in the first three months 5 back on the first 12 000 spent at grocery stores in your first year and 0 intro apr offer for the first 15 months on new purchases 14 99 23 74 variable apr after.

Chase sapphire reserve review. Intro apr on purchases. Return protection if the store won t take back an item you purchased on your reserve card in the first 90 days you can be refunded 500 per item. Complimentary dashpass from doordash.

The chase sapphire reserve is best known for its travel rewards. In addition with the chase sapphire reserve you can redeem ultimate reward points for 1 5 cents per point which is a ratio that makes redeeming on chase s travel portal attractive. Those rewards have earned it a place on the forbes advisor s lists of the the 10 best travel reward credit cards and the 10 best.